When you find a home you love, creating a strong offer can be the difference between getting the keys or seeing someone else move in. A well-crafted offer letter not only shows your interest, but also helps you stand out in a competitive real estate market. Here’s how to write an offer that gets noticed and accepted.

1. Start with the Basics

Your offer letter should include all the essential details from the start:

• Your offer price: Base this on comparable home sales in the area and your agent’s advice.
• Earnest money deposit: This shows the seller you’re serious. Typically, it’s 1 to 3% of the purchase price.
• Financing details: Mention if you’re pre-approved, not just pre-qualified. A pre-approval letter from your lender strengthens your position.
• Proposed closing date: Sellers appreciate a timeline that meets their needs.
• Contingencies: Common ones include financing, inspection, and appraisal contingencies. Keep these few to appear more flexible.

2. Add a Competitive Edge

In a situation with multiple offers, small details can make your offer stand out:

• Offer a higher earnest deposit to show your commitment.
• Be flexible on closing or move-out dates if the seller needs more time.
• Include an escalation clause if relevant, allowing your offer to automatically increase up to a set limit if other offers come in higher.
• Limit contingencies or shorten inspection timelines (reasonably) to reduce seller uncertainty.

3. Work Closely With Your Agent

Your real estate agent will help you with pricing strategy, negotiation terms, and local market trends. They can also present your offer professionally, emphasizing your strengths as a buyer.

4. Keep It Professional and Polished

Make sure all documents are complete, error-free, and submitted on time. Sellers and listing agents appreciate buyers who communicate clearly and act decisively.

Writing a strong offer letter goes beyond just price—it involves presentation, timing, and connection. By combining a solid financial offer with a genuine message and professional execution, you’ll boost your chances of landing the home of your dreams.